Who we are
Novum Bank Limited (Company No. C 46997) has obtained the credit institution license from the Malta Financial Services Authority ( www.mfsa.com.mt ) in 2009.In 2012, Novum Bank Limited became a principal member with MasterCard® to issue innovative MasterCard and Maestro prepaid card products across Europe. Novum Bank Limited has built an extensive knowledge of the cards and stored value business and is well positioned to be a top player in Europe.
Novum Bank Limited is located at The Emporium, C De Brocktorff Street, Msida, MSD 1421, Malta.
Click here to visit the website of Novum Bank Limited.
What we do
Joker MasterCard® is a product of Novum Bank Limited.Novum Bank Limited provides unmatched flexibility for analyzing, designing, developing, implementing and managing prepaid card solutions.
Novum Bank Cards Engine includes:
- Customer registration websites completely white labelled and supporting multilingual capabilities;
- EMV, Contactless and Virtual Card Issuing capabilities;
- Different loading channels including direct methods and cash top-up networks;
- SMS gateways to access card functionalities such as SMS notifications for loading and spending and card balance;
- Face-to-face and non-face-to-face identification and verification methods;
- Custom made reporting tools for program managers;
- Risk Management;
- Fraud Monitoring;
- Anti-Money Laundering;
- Customer Support Services.
This makes Novum Bank Limited your perfect prepaid partner.
About the Joker MasterCard®
The Joker MasterCard® is a prepaid MasterCard® that offers the convenience of a credit or debit card, but allows you to set your spending limit according to your budget.
The card is available to everyone, regardless of credit rating or income and represents a great and safer alternative to cash. The Card can be topped up anytime with Sofort, Bank transfer and AufladeCards and can be used to pay worldwide at over 36 million merchants that accept MasterCard®. The card is ideal for all types of spending during holidays abroad and for online shopping.
The Joker MasterCard® also offers the advantage to manage your money. You can only spend what is on your card and check anytime your balance online on our website, also accessible through your smartphone.
Whether you use the Joker MasterCard® to book a hotel in Spain, buy designer clothes in USA or download an online app, you do it easily and safely, thanks to a trustable and reliable card.